Quote Request (New Driver) AAS insurance agency from aas-insurance.com.sg
Introduction
Car insurance is a necessary expense for all drivers, but it can be particularly expensive for inexperienced drivers. In this article, we’ll go over some tips and tricks for finding affordable car insurance as an inexperienced driver.
Why is Car Insurance More Expensive for Inexperienced Drivers?
Insurance companies see inexperienced drivers as a higher risk because they are statistically more likely to get into an accident. As a result, insurance premiums for inexperienced drivers can be significantly higher than for more experienced drivers.
Tip 1: Shop Around
One of the best ways to find affordable car insurance as an inexperienced driver is to shop around. Get quotes from multiple insurance companies and compare them to find the best deal.
Tip 2: Consider a Higher Deductible
Another way to lower your car insurance premiums is to opt for a higher deductible. A higher deductible means that you’ll have to pay more out of pocket if you get into an accident, but it also means that your monthly premiums will be lower.
Tip 3: Take a Defensive Driving Course
Taking a defensive driving course can not only help you become a safer driver, but it can also help you save money on your car insurance premiums. Many insurance companies offer discounts to drivers who have completed a defensive driving course.
Tip 4: Avoid Sports Cars
Sports cars are generally more expensive to insure than other types of cars, especially for inexperienced drivers. If you’re looking for affordable car insurance, consider purchasing a more practical and affordable car.
Tip 5: Consider Bundling Your Policies
If you have other insurance policies, such as renter’s insurance or life insurance, consider bundling them with your car insurance. Many insurance companies offer discounts to customers who have multiple policies with them.
Conclusion
Finding affordable car insurance as an inexperienced driver can be challenging, but it’s not impossible. By shopping around, considering a higher deductible, taking a defensive driving course, avoiding sports cars, and bundling your policies, you can save money on your car insurance premiums. Remember to always drive safely and responsibly to avoid accidents and keep your premiums low.